Showing posts with label Receipting. Show all posts
Showing posts with label Receipting. Show all posts

Monday, 24 April 2017

There’s Just No Other Way

If you do the Twitter thing, follow me at @HousingITguy or LinkedIn here https://uk.linkedin.com/in/tonysmiththathousingitguy


Ever got into one of those, “well we have always done that”, conversations?

Well I got into one just a few weeks ago, when talking about what to do as part of changing systems over, in an office taking cash. Yes! I hear you cry, wouldn’t that have been known in the past as a ‘cash office’? Or maybe a ‘Neighbourhood office’. Two things you just don’t see too much of these days, rarer than spotting say a Triumph Dolomite or a Red Squirrel.

For housing historians, cash offices, often had a ‘cash receipting’ system and a very technical and cumbersome printer to help evidence the payment. The latter could generally print on special thermal paper, which bleached easily in bright light or on special rent payment cards. In truth they generally belonged in a pre-Windows world and like the cash office, have become an endangered species too.

A decade or more ago, I remember wrestling drivers for one to work, and a very concerned RSL customer hoping for us to get a ‘sans-serif’ font on it, so their disabled residents had fewer problems reading it. As can be imaging, this was a fruitless task and they probably ended up with ‘Courier New’. 

The point of this story was that now very few residents pay with cash and getting an antique such as this working, is a lot of effort for very little benefit. It actually leaves us in the past. I’m sure when someone first suggested that paper may take over from stone tablets, they were laughed out of the cash office too.

In the spirit of channel shift, I suggested all kinds of alternatives to the humble receipt. Workflow could easily provide lots of ways of tackling this. How about we take the payment and then ask the resident, how they would like their proof of payment?

We could offer to SMS text it to them. Failing that, offer to email it to them. Both of these of course could enable us to capture either of these essential pieces of information, for all other types of legitimate contact purposes. In 2017, the penetration of the Smartphone is pretty persuasive, even among the older generation. After all, their sons & daughters are now buying them, for their safety and to keep tabs on them.

Failing email, we could of course put an area of trees the size of Belgium at risk in the Amazon and print a plain A4 paper receipt from a laser printer, similar to that generated by hotels up and down the country.

So, I bet you can guess what they decided to do in the end, can’t you?

Oh yes, they kept the cash receipting printer, luckily managing to get that going, so residents would not experience any changes. At time’s I think we can talk a good channel-shift, but lose the thread of how we get there. If we are afraid of introducing change, it’s just all warm words that will do little to increase efficiency or push up customer service. 

Managers and staff so often miss the point that its incremental, rarely sudden. There was not a point in time when I discovered all the banks were becoming coffee shops & ‘All Bar Ones’. It kind of happened very gradually. It happened because the alternatives that were being offered worked well and were more convenient. If we can crack that in SocialHousing, you know, I think we may just have a chance of getting there.

Related Post: Are you on top of the ICO data retention policies? 


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I would be pleased to connect with you on LinkedIn - http://uk.linkedin.com/in/tonysmiththathousingitguy Message me with any issues or queries, you would like to be explored in this blog. We generally receive a couple of suggestions each month.

Blur – There’s Just no other wayBlur – There’s Just no other way.
(c) Tony Smith, Acutance Consulting www.acutanceconsulting.co.uk 07854-655009


Access a quick list of our Social Housing ICT blog posts here

Could we help you or your organisation? Our contact details are here , get in touch we will be pleased to chat about your problems and help with your organisation issues.

File Under: 360,1stTouch,4Js. , 07854655009 ,365Agile," """" ",,#UKHousing,#HousingDAY, #HomesForBritain,#InternetOfTenants, #Shout,1st Touch,3squared,Accuserv,Acutence,Aareon,Academy,ActiveH,AirWatch,Alignment,ALMO,Anite,Apex,ArchHouse,Archouse,asbestos, Asprey e-state pro,ActiveHousing,Asset Management,Aurora,Average IT Costs,App,Associates,ACL,Abritas,AMS,AX,aspireview,Agile365, BO,BPR,Browser Applications,Business Objects,Business Planning, Business Process Review,Business social networking, Blockwise, Block wise,BI,BancTec,BluTek,Bluebox, Castle,CBL,Cedar Open Accounts,Cx,Change,Cheaper Housing IT,Chics, CHR,Citrix,Civica,Clearview,CMS , CCS IT Keystone CCSIT,Civica Genero,Contractor Systems,CORE,CorVu,Cost Reductions,Covalent,CRM,Crystal Reports,CTI,CTX,Customer Relationship Management,Cashflow, COA,Coactiva,Codeman,Comino,Competitive Dialogue process,complex IT procurements,Component Accounting, Community Reward Services, Consilium, Consolidation, Consultancy,Consultant,Contact 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Monday, 1 August 2016

As Long as The Price Is Right

If you do the Twitter thing, follow me at @HousingITguy
or LinkedIn here https://uk.linkedin.com/in/tonysmiththathousingitguy
With the gradual move to Universal Credit, we are keen in the sector for all types of payments. Cash is king in some places once again. I was talking to a contact in a handy location near a supermarket and a community library. Cash payments have multiplied for them, providing tenants manage to give the bookies a body swerve, between the supermarket cash machine and their cash office.

A lot of RSLs and Housing Groups I work with, are also dabbling with card payments out in the field, using iZettles and the like, as well as Paypal. I have heard rumours that the 'Rent Collector' might be coming back. I better dust off my 'Gilbert Strip' notes...

However, how much does this all cost?

I was in a demo of a finance system last week and that precise question was asked. Exactly what does all our payment methods cost, which are good value and ones of less value? Are we factoring in the costs of card machines and online portals correctly into our management of income collection?

If we use Paypoint or Allpay, we probably know that x pence per transaction will be our cost, as with Direct Debits. In terms of internet self-service portals, are we attributing the technology costs correctly to those payments? It might cost £40k to set up our online portal, maybe 1/5th of that could be attributed to getting online payments. If we receive 1000 online payments in year one, possibly each may have cost us £8 each.  If we managed to increase that by a factor of 5, over 5 years, we will have reduced our costs to more like 32p per payment, with each extra one becoming cheaper. On that calculation, also factor in your annual maintenance for your self-service.

So, as illustrated above, costs change over time. They may even be dependent on staff FTE and head count. To calculate costs accurately, not getting too anal about the metrics, we do need to take into account how much time these staff spend on each transaction, like we know the cost of a CRM call.

Until we have visibility of those costs, we will find difficulty in directing efficiencies around our payments and help nudge our customers to better, cheaper and more convenient ways to pay. It's better to know, how well do you understand yours?

Catch the blog monthly archive at
https://archive.org/details/@housingitguy 


Related Post: Get your tenants plumbing. No, Seriously.... ? 

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I would be pleased to connect with you on LinkedIn - http://uk.linkedin.com/in/tonysmiththathousingitguy Message me with any issues or queries, you would like to be explored in this blog. We generally receive a couple of suggestions each month.


Dr Feelgood - As Long as The Price Is RightDr Feelgood - As Long as The Price Is Right.
(c) Tony Smith, Acutance Consulting www.acutanceconsulting.co.uk 07854-655009


Access a quick list of our Social Housing ICT blog posts here

Could we help you or your organisation? Our contact details are here , get in touch we will be pleased to chat about your problems and help with your organisation issues.

File Under: 360,1stTouch,4Js. , 07854655009 ,365Agile," """" ",,#UKHousing,#HousingDAY, #HomesForBritain,#InternetOfTenants, #Shout,1st Touch,3squared,Accuserv,Acutence,Aareon,Academy,ActiveH,AirWatch,Alignment,ALMO,Anite,Apex,ArchHouse,Archouse,asbestos, Asprey e-state pro,ActiveHousing,Asset Management,Aurora,Average IT Costs,App,Associates,ACL,Abritas,AMS,AX,aspireview,Agile365, BO,BPR,Browser Applications,Business Objects,Business Planning, Business Process Review,Business social networking, Blockwise, Block wise,BI,BancTec,BluTek,Bluebox, Castle,CBL,Cedar Open Accounts,Cx,Change,Cheaper Housing IT,Chics, CHR,Citrix,Civica,Clearview,CMS , CCS IT Keystone CCSIT,Civica Genero,Contractor Systems,CORE,CorVu,Cost Reductions,Covalent,CRM,Crystal Reports,CTI,CTX,Customer Relationship Management,Cashflow, COA,Coactiva,Codeman,Comino,Competitive Dialogue process,complex IT procurements,Component Accounting, Community Reward Services, Consilium, Consolidation, Consultancy,Consultant,Contact Manager,Context,CIH,Chartered Institute Of Housing,Cadcorp,Cerrus Saturn,convergeOne,CACI,CPL, CRS Director, Deeplake,Development Systems,Accuserve,Document Management,Documotive,datasystems , Microsoft dynamics GP 2013, DynamicAI, Dynamic AI, ECMK,EDRMS,England, English,EnterpriseBI,ERP Systems,ERP,Elmhurst,Estatecraft,EDM,ESRI,Exponential-e, Finance, Financial Systems, Financials, Factorwise,Facebook ,Footprint,Fusion, Getting best from,gotonysmith, Grasp,Grip,GeoSolveIT,GIS,GGP,Genero,GCloud,G-Cloud,HouSys,Housing software,HFI (Housing Financials interface),HG,Housemark survey,Housing Blueprint,Housemark, HRA,housingtITguy,Housing Support Pro,HousingSupportPro,Housing Options,Hometeam, Housing Group,hotpixuk, HousingIT,hotpix,Hardware,Hitex,Housing Contact Company,Impact Response,iPayPro,implementations,iRobot,In House,InHouse,In4,InMotion, InMotion2016, InMotion2015, InMotion2016 , Exhibition, conference,Housing Management Consultant,Housing Management Consultants, Infoflow,Information Technology,Informix,inHouse,in-house workforce,Information@Work components, Innovation,Inside Housing,Internet Portal,Internetalia,Information Management Server,IMS, Invu,Ireland,Irish,Inphase , IT Budget,IT Training,iWorld, Innovation Group Apex,ITIL, In4Systems Promaster,IT,Insight, iSupport,iSupportPro, Keylogic,Keystone,Kirona,Kypera,Keypera Hometeam,Keyfax,Ledgers,Linkedin,Locality,Liquid Voice,MD ,Mr Void , MrVoid, Measuring Change,Mebus,Miracle,MISCS,mDesign,mobile functionality,mobile platform,Monopoly board images and pictures, Montal,MS Dynamics,MS Dynamics CRM2011,Miracle Software,MDM,Management,CRM2013,Reporting,MI,M3,MIS,MIS-AMS,Mobysoft, Northgate Codeman,Neighbourhoods and Communities,NPS,NPS Housing,NPS CRM,NPS Job Manager Mobile, Northgate,Notice,NROSH,NINTEX,NINTEX workflow,Natural Forms,Nintexworkflow,NPS ASSIST, OA,OGC Buying Solutions,Ohms,OJEU Limits,OmFax,Omniledger,Open source software,open tender,OpenHousing,Opti-time,Oracle,Orchard,Optitime DRS,Outsource and outsourcing,OpenContractor,ORS,OneServe, PIMMS Data Systems, Paloma,performance management systems,PfH, Pick,PIMMS,pimms4communities, Planned maintenance,People Value,Plus, Peoplevalue, PM,Progress,Promaster,Proval,Pyramid,PRINCE2,prince,Pamwin,PlanForm, Propoints, Pro-Points QL,QLX,Quiss,Qlikview, QueryView,Queryview reporting,Registered Providers,Registered Social Landlord,Rent Increase Freezes,Repairfinder,Reporting,Reports,ROCC,RobotAutomation,Rave Technologies (India) PVT Limited, Rocket,RPs,RSL,Reality,ReAct,reidmark,RM865, Saffron,SAP,Scots, Scottish,Scenario, Scotland,SDM,sector,TonySmithHou,Safron,Server Virtualisation,servicing, Servitor,Sharepoint, Simdel,Simdell,SimPro,Sim Pro,Slash and Burn,Social Media,Software,SQL Open Housing,SQL Reporting Services,SQL reporting services,SQL Server,Star rating,Stores and Stock,Strategic Asset Management,Sunguard ,Surveys,Sx3,System alignment,Symatrix Human Capital Management, TonySmithHousing, Systemwise,SM,Sequoa,Serros,SP,Scout,score,Swordfish,Serengeti,SOTI,southview,Sunguard,Service Charges,Spotlight Service, Spotlightservice, SunAccounts, Template,Task,Terminal Services, tonys , tonysm , tonysmi , tonysmith, tonysmitht, gotonysmith, tableau Business Dashboards, tonysmithth, tonysmiththa, tonysmiththat, tonysmiththath, tonysmiththatho, tonysmiththathou, tonysmiththathous, tonysmiththathousi, tonysmiththathousin, tonysmiththathousing,Tony Smith That,Tony Smith That Housing IT Guy,TonySmith that housing IT, guy,tonysmiththathousing, tonysmiththathousinguy,tony smith housing guy,sharepoint, share point, SHBVN, Three Star,Today,Total repairs,Tribal,Twitter,U2, tonysmith , tonysmiththat , thathousing , thathousingIT , thathousingITguy, TED,Tagish Casework,TP Tracker,Telecetera,Tagra,Trace, Totalmobile, Total Mobile, UniClass Enterprise,Unidata,Universal Housing,Universalcredit, universal credit, universal credits,UC,Universe,Unrest, UK, United 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