Showing posts with label RTB. Show all posts
Showing posts with label RTB. Show all posts

Wednesday, 30 September 2015

Mondo Bondage

If you do the Twitter thing, follow me at @hotpixUK
or LinkedIn here uk.linkedin.com/pub/tony-smith-bsc-hons-acih/a/979/351/

S&M I am told can be an interesting pass-time, if it's something that all consenting adult parties enjoy. I am reliably told that a 'safe word' is essential, for when the pain really, really needs to stop. A handy way to remember the two meanings of the S & the M, is to think of the abuse coming from Me or Someone else.

#UKhousing has been having a dose of its own abuse recently. A few lashes in the chancellors emergency budget, 1% reduction in rents and some tongue lashing in the Times, to degrade & soften up the 'ill-performing sector' for the humiliation of more RTB2.0 (Right To Buy). We are getting used to watching the bottom line, how to build our budget reviews and line our loyal staff up for voluntary or maybe mandatory redundancy. Dark heavy clouds have descended over some of the most optimistic and forward thinking managers & directors. 

After a softening up to threaten nationalisation or reclassification , the housing sector was asked to swallow its pride last week, by its national body, The NHF. I think they shouted something like, "Hey turkeys, can we all vote for Christmas?" or similar.

To me it's got a familiar ring to it, from a government with recent form in this area. It was only a few weekends ago, that someone persuaded the BBC, "Hey turkey, can you stump up £650m for free TV licences?"

Now if the latter one had gone through parliament, like maybe it should have, a clause or two, or the House of Lords may have moderated it. Possibly a means test could have restricted it to all retired people with an annual pension of £10,000 or less. That might have saved the BBC maybe £100m, probably funding four more, internationally acclaimed costume dramas, or 52 weekends of Michael McIntyre annually. Maybe it was lucky they did it to themselves.

We now have a Tory administration who offered extended RTB as a manifesto giveaway promise, expecting not to have to do it in coalition.  Having won the election outright, now it's a promise to be delivered. With a resurgent Labour left and actually a slim majority, it might only take 11 Tory rebels, to stop or seriously soften a bill for more RTB giveaways. We could expect the House of Lords to give it a good seeing too as well. Many MPs can see the danger of losing more of our social housing. London pretty much unaffordable to rent in, increasing costs of housing homeless, migrants funnelling in from Syria and other asylum seekers.

If parliament passing a bill for extended RTB sounds like sadism imposed on the social housing sector, the NHF are effectively saying, be masochists and vote now like turkeys for this. Make it easy as it would be a difficult ride through parliament. Once the sector had voted for it, surely it would be spun like, "The sector knew it was failing and that selling off lots of its much needed low rent homes, to boost the PRS still further, was the best commercial thing to do".  Pushing up rents is good commercially for the UK and shifts the voting demographic to the political right.

Anyone with experience in the sector knows that previous RTB has never come near to even 10% replacement and that over 40% of homes sold, end up in the PRS anyway. I lived in one for a year, paying four times more than a social rent, in a flat in worse repair than the (still) social rent ones adjacent. How any board can suggest we flagellate and subject our organisations to the pain of more RTB, knowing the wider consequences to society, cost of the future HB bill, failure of replacement etc baffles me.

We need to take our chances with a proper bill (primary legislation in October), through parliament, surely that's the only sensible course of action?

Let something as fundamental as this be discussed in detail, deconstructed and given proper scrutiny. We need to get the message out too. What we do for society, to our staff, their family, friends, MPs, House of lords members, local & national newspapers, other traditional & social media.

The London Evening Standard has already picked up on the effects of more RTB. Read Anthony Hilton's Article here.

It's time we stopped beating ourselves up and refused the offer, from a body that I would hope, should always act in the best interests of social housing, to take on more masochistic pain, administered by our own hand.  Already a number of voices have spoken up and a number of RSL's led by Red Kite Housing are using the 'safe word', which on this occasion is 'No'.



Related Post: Should Common Housing Register partners have greater autonomy?

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I would be pleased to connect with you on LinkedIn - http://uk.linkedin.com/in/tonysmiththathousingitguy Message me with any issues or queries, you would like to be explored in this blog. We generally receive a couple of suggestions each month.


The Tubes - Mondo BondageThe Tubes - Mondo Bondage.
(c) Tony Smith, Acutance Consulting www.acutanceconsulting.co.uk 07854-655009


Access a quick list of our Social Housing ICT blog posts here
Could we help you or your organisation? Our contact details are here , get in touch we will be pleased to chat about your problems and help with your organisation issues.

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Friday, 19 June 2015

Fight For Your Right to affordable housing


If you do the Twitter thing, follow me at @hotpixUK
or LinkedIn here http://uk.linkedin.com/in/tonysmiththathousingitguy



I read an article recently in the FT (not my usual rag I need to say), summing up the new RTB changes perfectly. It described it like playing musical chairs and being lucky enough, for the music to stop and you cop for a big discount, to buy your social housing property. You have won the lottery!

As if anyone who understands it, needs it explaining, the reason we have social housing is to provide an affordable roof over the heads of poor and low paid people, who otherwise would not be able to afford to rent, at market rates in the PRS (Private Rented Sector), or take on a mortgage.

We are told that councils will fund this sale and a new property will be built.
This all sounds magical until you realise that historically, less than 10% of property sold under right to buy, ever got replaced. This means that a low rent property is lost, creating a shrinking pool of affordable places to live. Most councils except in central London, don't have larger properties that could be sold in this way. So funding is less than guaranteed.

If you doubt this record of replacement, look what happens in my locality. Only 2 homes built to replace the 863 sold off under Right To Buy in Greater Manchester . Pretty pitiful eh?

While Benefit Street makes good telly, it really doesn't reflect reality in social housing. I grew up a council house. My own parents and probably over 9 out of 10 others, paid rent each fortnight and had pride in their home. Today's social housing tenants are mostly working, but many low paid, doing low skilled work, many more than one job and often with little job security.

If a tenant qualifies for full housing benefit for a social rent, then you and I, the taxpayer stumps up about £85 a week. This new proposed policy reduces the pool of affordable low rent properties, so if someone then becomes statutory homeless, the local authority can only push them to the PRS or hotel B&B accommodation, at possibly three or more times that value. So this costs the taxpayer more, not less. Then if the buyer cannot fund the mortgage, that's one less property in the affordable housing pool.

While we are at it too, let's tackle that word 'Affordable'. You often see it banded about and the coalition invented it as double-speak, to mean 80% of a 'Market Rent. Actually, that means someone on low pay could not actually 'afford' that could they?
Social Housing providers in the 1990's used to obtain grant to build new properties, they now can access, about just a fraction of that, under the condition they build (un)Affordable rent properties.

It has been said by some that this is a policy for social cleansing. In London, for one place it is feeling like that. There, even two well paid people cannot even consider doing anything but rent at high rates in the PRS for the rest of their lives. This policy will further ramp up house price inflation, taking a mortgage ever more out of reach.

Supply of more property of different types and tenures is what would actually ease the housing crisis.

Turning to practicalities, this policy is estimated to cost in the region of £12b and A bill will be required to 'sequest' the assets of Housing Associations, to allow these new RTB sales. In the common UK conscienceness, social housing is synonymous with 'Council Housing'. This is wrong as most HA's have not been linked with LA's for a decade or more.

HA's have had to find funding outside of Westminster, as mentioned, that stopped some time ago. A policy like RTB is already spooking investors & bond providers. This means funding to build will inevitably reduce for HA's and the costs increase. That's if loans are available at all.

Using the logic that rental providers should be offering tenants the aspiration to own their own properties, why are not Private Landlords included in the bill? Somehow, I cannot see the 1/4 of MPs in parliament who have rental property portfolios voting for that one, can you?

This policy is being branded 'aspirational', which is a very Tory value. I agree with aspiration. Providing aspiration is welcome, but handing over windfalls on a plate, to exacerbate an existing dire housing crisis, push up house prices / rental costs and the HB ever higher, at a cost of £12b is lunacy.
For goodness sake, make sure social housing staff understand these facts, their friends, family, MP's, local house of lords members, anyone who listens, needs to know what is happening.

It will be too late when your kids in their 30's & 40's, are still living with you as they cannot afford a place of their own to rent or buy. Then the general public might be asking "Where's my right to decent affordable housing"? By then the fight will be over, our time in #UKhousing will have passed.


Related Post: Another hour of your life you wont ever get back. Are you spending too long in meetings chum?

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I would be pleased to connect with you on LinkedIn - http://uk.linkedin.com/in/tonysmiththathousingitguy Message me with any issues or queries, you would like to be explored in this blog. We generally receive a couple of suggestions each month.


Beastie Boys - Fight For Your Right..Beastie Boys - Fight For Your Right...
(c) Tony Smith, Acutance Consulting www.acutanceconsulting.co.uk 07854-655009


Access a quick list of our Social Housing ICT blog posts here
Could we help you or your organisation? Our contact details are here , get in touch we will be pleased to chat about your problems and help with your organisation issues.

File Under: 360,1stTouch,4Js. , 07854655009 , ," """" ",,#UKHousing,#HousingDAY, #HomesForBritain, #Shout,1st Touch,3squared,Accuserv,Acutence,Aareon,Academy,ActiveH,Alignment,ALMO,Anite,Apex,ArchHouse,Archouse,asbestos,Asprey e-state pro,Asset Management,Aurora,Average IT Costs,App,Associates,ACL,Abritas,AMS,AX,aspireview, BO,BPR,Browser Applications,Business Objects,Business Planning, Business Process Review,Business social networking, Blockwise, Block wise,BI,BancTec,BluTek,Bluebox, Castle,CBL,Cedar Open Accounts,Cx,Change,Cheaper Housing IT,Chics, CHR,Citrix,Civica,Clearview,CMS , CCS IT Keystone CCSIT, Contractor Systems,CORE,CorVu,Cost Reductions,Covalent,CRM,Crystal Reports,CTI,CTX,Customer Relationship Management,Cashflow, COA,Coactiva,Codeman,Comino,Competitive Dialogue process,complex IT procurements,Component Accounting, Community Reward Services, Consilium, Consolidation, Consultancy,Consultant,Contact Manager,Context,CIH,Chartered Institute Of Housing,Cadcorp,Cerrus Saturn,convergeOne,CACI,CPL, CRS Director, Deeplake,Development Systems,Accuserve,Document Management,Documotive,datasystems , Microsoft dynamics GP 2013, DynamicAI, Dynamic AI, ECMK,EDRMS,England, English,EnterpriseBI,ERP Systems,ERP,Elmhurst,Estatecraft,EDM,ESRI,Exponential-e, Finance, Financial Systems, Financials, Factorwise,Facebook ,Fusion, Getting best from,gotonysmith, Grasp,Grip,GeoSolveIT,GIS,GGP, HouSys,Housing software,HG,Housemark survey,Housing Blueprint,Housemark, HRA, Housing Options, Housing Group,hotpixuk, HousingIT,hotpix,Hardware,Hitex,Housing Contact Company, Impact Response,implementations,In House,In4,InMotion, InMotion2014, InMotion2015, InMotion2016 , Exhibition, conference, Infoflow,Information Technology,Informix,inHouse,in-house workforce, Innovation,Inside Housing,Internet Portal,Internetalia, Invu,Ireland,Irish,Inphase , IT Budget,IT Training,iWorld, Innovation Group Apex,ITIL, In4Systems Promaster,IT,Insight, Keylogic,Keystone,Kirona,Kypera,Keyfax, Ledgers,Linkedin,Locality,Liquid Voice, MD ,Mr Void , MrVoid, Measuring Change,Mebus,Miracle,MISCS, mobile functionality,Monopoly board images and pictures, Montal,MS Dynamics,MS Dynamics CRM2011,Miracle Software,Management Reporting,MI,M3,MIS,MIS-AMS,Mobysoft, Northgate Codeman,Neighbourhoods and Communities, Northgate,Notice,NROSH,NINTEX , NINTEX workflow,Nintexworkflow, OA,OGC Buying Solutions,Ohms,OJEU Limits,OmFax,Omniledger,Open source software,open tender,OpenHousing,Opti-Time,Oracle,Orchard,Outsource and outsourcing,OpenContractor,ORS,OneServe, PIMMS Data Systems, Paloma,performance management systems,PfH, Pick,PIMMS,pimms4communities, Planned maintenance,People Value,Plus, Peoplevalue, PM,Progress,Promaster,Proval,Pyramid,PRINCE2,prince,Pamwin,PlanForm, Propoints, Pro-Points QL,QLX,Quiss,Qlikview, Registered Providers,Registered Social Landlord,Rent Increase Freezes,Repairfinder,Reporting,Reports,ROCC , Rocket,RPs,RSL,Reality,ReAct,reidmark,RM865, Saffron,SAP,Scots, Scottish,Scenario, Scotland,SDM,sector,TonySmithHou,Server Virtualisation,servicing, Servitor,Sharepoint,Simdel,Simdell,Slash and Burn,Social Media,Software,SQL Open Housing,SQL Reporting Services,SQL reporting services,SQL Server,Star rating,Stores and Stock,Strategic Asset Management,Sunguard ,Surveys,Sx3,System alignment, TonySmithHousing, Systemwise,SM,Sequoa,Serros,SP,Scout,score,Swordfish,Serengeti,SOTI,southview,Sunguard,Service Charges,Spotlight Service, Spotlightservice, SunAccounts Template,Task,Terminal Services, tonys , tonysm , tonysmi , tonysmith, tonysmitht, gotonysmith, tableau Business Dashboards, tonysmithth, tonysmiththa, tonysmiththat, tonysmiththath, tonysmiththatho, tonysmiththathou, tonysmiththathous, tonysmiththathousi, tonysmiththathousin, tonysmiththathousing, tonysmiththathousingg, tonysmiththathousinguy, sharepoint, share point Three Star,Today,Total repairs,Tribal,Twitter,U2, tonysmith , tonysmiththat , thathousing , thathousingIT , thathousingITguy ,TED,Tagish Casework,TP Tracker,Telecetera,Tagra,Trace, Totalmobile, Total Mobile, UniClass Enterprise,Unidata,Universal Housing,Universalcredit, universal credit, universal credits,UC,Universe,Unrest, UK, United Kingdom ,Ukhousing,UK Housing, Van Stock,Voice and data,Vantage Sentinel,Version One,Visualmetrics,Voluntas, Wales,Welsh,Windows Server,Workflow and tasking,Wheatley, Xmbrace,XML ,XenApp,Xen App .

Friday, 17 April 2015

Elected

If you do the Twitter thing, follow me at @hotpixUK
or LinkedIn here uk.linkedin.com/pub/tony-smith-bsc-hons-acih/a/979/351/

It's hard to miss, but there's hundreds of professional politicians, out there across the UK, all looking for our vote, to help them secure a five year gig down in Westminster. If you work in social housing you can't have missed the feeling that some politicians, in their manifestos seem to want to see the back of us for some reason. Also the back of truly affordable (with a lower case 'a') housing. You know the type, for the poor, 'key workers' (remember that initiative from half a decade back?), nurses, students, barmaids, social workers etc.

If you do Twitter, or spotted the ads in our cities, on the vans of housing repair teams etc, you might also have come across #HomesForBritain, one of the biggest awareness campaigns for the sector in my memory. The key idea is to have politicians and the public wake up to the ticking time-bomb in our midst. The UK fetish of home ownership and wrong headed move to make social housing more Affordable (with a capital A), has the effect of pricing more folk out of affording rented accommodation, reducing new build (as less is funded) and drives the Housing Benefit bill still higher. 

The slogan of #HomesForBritain, "eliminate the housing crisis in a generation" is not actually that ambitious. Some like 'Generation Rent' don't think this is ambitious enough, and I can see where they are coming from. See http://www.generationrent.org/fixhomesforbritain I can sympathise as I don't think we can wait a generation. My kids can't for one.

Politicians don't have a clue about housing, or the effects of initiatives like the bedroom tax / spare room subsidy (sic), accelerated RTB (Right To Buy) without replacing sold homes. In short, they don't actually feel anyone's pain and why would they? Most have two homes, paid for by us, with expenses for (multiple) kitchens, sandalwood bog seats and banana guards etc. For the rewards it brings I am sure it's a charmed existence. Personally, I would house all 650 MPs in tower blocks in Hackney or some other handy location, just 30 minutes travel time from Westminster, on the Overground. Don't you think they might understand the housing issues then after 5 years of that? They might understand the concept of #WrongToBuy

In my experience a lot of staff who work in housing (and I work with a vast array of extremely inspirational people, I would not work in any other sector it's so rewarding - really!). They struggle with understanding what we do in social housing and why it's so important to our society. We need to educate each other at work, our friends outside it and certainly the pollsters knocking on our doors looking for votes.

We don't bang on enough to spread the word about our successes. We let the press exaggerate the sector through the prism of Benefits Street and six bed houses with huge families supported by the state, keeping a shire horse in their back garden. Clearly, all our HA's have not got many of those, if any at all. well none of the twenty odd I work with anyway.

The recent manifesto (I will leave you to go out and Google which one...) that promoted more Right To Buy with a hefty discount, highlighted how little politicians (of any party) understands of social housing or 'Council Housing' (both of which appear to be understood as interchangeable, but clearly they are not). What could go wrong? In fact, I am surprised, some political party is not advocating something similar for defence.

IE We are short of weapons. Why don't we sell off all the weapons we have at present, cheap and replace them with far less weapons with the proceeds? For some reason no politicians have come up with that one. Well Dave, Ed, Nick, Nic, Nat, Gerry, Nige and that super Welsh lass with the very B52's Rock Lobster beehive, you can have that idea from me for free. Clearly that is the proposition for housing. A confidence trick. The same one that dropped around 50% of the RTB sales in the last 30 years into the laps of PRS (Private Rented Sector) landlords. I lived in one myself for a year, paying three times the social rent that a different type of renter might have paid, who really needed it. 

The message we absolutely need to get out to the UK is that there is a housing supply and affordable (small 'a'), homes shortage, for rent and to buy. Over the last 30 years we have not built a million or more homes, that we really, really needed. We need to start fixing it straight away. That will kick start the economy, provide places for all to live, rent or buy using various tenures, including shared ownership of many imaginative variants.In fact its actually #WrongToBuy

Politicians need to be part of the answer. They are clearly currently most of the problem. Rise up housing people, tell the world, let them know the truth. No one else will do the job for us and if we fail, we only have ourselves to blame.  Take up the fight and lets help change it from here on. Engage and agitate before it's too late. Oh and use your vote wisely, it could be your communities and job on the line here if we cannot turn this around 8-(

Related Post: Has social media taken this election on-board as much as the Scots IndyRef last year?

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You can link with me on LinkedIn here - http://uk.linkedin.com/in/tonysmiththathousingitguy It would be great to connect !

Alice Cooper - ElectedAlice Cooper - Elected.
(c) Tony Smith, Acutance Consulting www.acutanceconsulting.co.uk 07854-655009

PS As usual, if there are subjects you might like me to tackle on this blog, or you could benefit from any of our services please get in touch and let me know!

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